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While there’s definitely more to it than this, an easy way to summarize the concept is to quickly define each of the elements: Now that we know what types of payments you can choose to offer on your online store, it’s time to talk about payment processing. Three Elements of Ecommerce Payment Processing However, as you can see from the chart below, credit cards, alternative payments and direct debit are the ones most people prefer. There are a few other options you can give your customers for paying online during the checkout process, such as ACH and invoicing.
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The good news is that we’re here to break it down for you. But let’s be honest, if you’re not a financial wizard or very technical, you might find the whole concept of ecommerce credit card processing complex and hard to navigate. Understanding how ecommerce payment processing works is a crucial part of opening an online business. You’ve created and sourced your products, you’ve built an awesome website, and now it’s time for one of the most important steps - getting paid. Opening your ecommerce store is exciting.